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Latest News

Latest News provides you with the resources to help build and maintain your knowledge and understanding of finance & property.

November 1, 2018

Serviceability

Serviceability is the ability of a borrower to meet loan repayments, based upon the loan amount, the borrower’s income, expenses and other commitments. This generates an overall figure, known as the debt service ratio – […]
November 1, 2018

Private Treaty Sales -v- Auctions

Whether you are a buyer or a seller, it is important to know the processes around negotiating and settling private treaty and auction sales. Some home-buyers, for example, don’t realise that there is still plenty of room […]
November 1, 2018

Understanding Cooling Off Periods

Buying real estate can be an emotional experience. As a first home buyer, you might feel quite stressed…is it the right suburb?… is it the right house? That’s why most Australian states and territories allow […]
November 1, 2018

What is APRA?

The Australian Prudential Regulation Authority (APRA) is an independent statutory authority that supervises institutions across banking, insurance and superannuation, and is accountable to the Australian Parliament APRA was established by the Australian Government on 1 […]