Being asset rich and cash poor should be a thing of the past. Enjoy the financial freedom to spend your retirement as you choose...with independence and dignity
Retirement Planning for Seniors
We all dream of a long and active retirement, financially free and still able to provide an inheritance for those we love. HOW Strategy Group can help you turn this dream into a reality by offering you practical, professional retirement advice.
Custom financial planning for seniors
You’ve worked hard all your life and have given so much of yourself for the good of others. Retirement is the time of life when you should be able to put yourself first. But without the right retirement planning, this can be difficult.
Seniors come to us struggling with a wide variety of issues including:
Finding it hard to live on their pension Can’t afford a holiday Age limits restricting borrowing Want to safeguard an inheritance for the family At HOW Strategy Group, we don’t believe your senior years should have to be spent struggling with money worries. That’s why we’ll do everything we can to make sure you are able to enjoy your retirement to the full, with all the independence, dignity and fun you deserve!
Access to the best retirement advice
We understand that retirement planning can be overwhelming. We want you to know it is never too late to improve your retirement strategy or even to start planning in the first place. HOW Strategy Group is here to help you in every way we can. We want to make you feel at home from the moment you join us, by offering you the very best in customer care.
We will assign you an expert retirement advisor, with extensive experience in providing financial planning for seniors. They will then discuss with you all the finance options open to people in retirement. Your advisor will always act in your interests to create a retirement plan that’s specifically tailored to meet your individual circumstances.
Practical retirement planning that makes the most of your money
Many seniors don’t realise their money is not working for them as hard as it could be. Often people in retirement are sitting on assets that could be used to provide them with the financial freedom they need.
Your HOW Strategy Group retirement advisor will take an in-depth look at your financial situation, including your assets, to determine how much capital could actually be put to a more efficient use. For example, many seniors own their own homes but have not unlocked any of the equity that could be used to make their money grow.
Maximise your money with a reverse mortgage
You may be daunted at the thought of a reverse mortgage, but it is a safe and sensible step if taken with the right retirement advice. As with any form of a loan, there are risks involved, but your retirement advisor will work with you to minimise these and unlock the equity in your home, which can then be put to a more efficient use.
Liaising with your legal representative and other professional advisors, and working closely with you at all times, we will access the best reverse mortgage lenders to secure you a deal with minimal risk. This will free up the money you need to put all the right steps in place for a stress-free, enjoyable retirement.
Call us to find out more
HOW Strategy Group is on your side and will always act responsibly on your behalf. To find out more about the retirement planning options available to you, please contact us on (02) 8004 2222.
What you ask
- ?I own my own home but find it hard to live on my pension
- ?How can I afford a holiday
- ?I am 80, can I still borrow money
- ?Do I need to make repayments
- ?Can I safeguard an inheritance for my family
- ?Can I increase my income to supplement my pension
- ?How can I pay for repairs or renovations to my home
How We Solve It
Enjoying your retirement can mean having your dream holiday, renovating your kitchen, going to your favourite restaurant or simply taking your grandkids to the movies. All of this is possible while still preserving an inheritance for your family. Let us show you HOW!
Why Do It
- ✓We have a number of finance options to choose from
- ✓We liaise with your legal representative, financial planner & Centerlink (If you do not have one of these we can refer one for you)
- ✓Downsize to affordable luxury
- ✓Create additional income to supplement your pension
- ✓Increase the capital growth and asset potential of your home
- ✓Stay in the area you love/close to your family