Property Investment Tips & Resources in St Leonards, North Sydney | How Strategy Group

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Latest News provides you with the resources to help build and maintain your knowledge and understanding of finance & property.

February 12, 2019

Choice Matters

The Royal Commission uncovered misconduct and even criminal activity at some of the highest levels in Australian banking. Yet even though the big banks have been caught out for misconduct, they have in effect, been […]
November 15, 2018

OUR SOLUTION to the Banks’ Warpath on Living Expenses

Until recently, when assessing your home loan application, the banks only asked for personal confirmation of your living expenses. The 2018 Royal Commission into Misconduct in the Banking Industry heavily scrutinized the home loan industry.  […]
November 1, 2018

In the market for a new car?

Do you see car finance deals advertised at 0% interest rate and think “wow what a good deal!” I know before I started working in finance; that is exactly what I thought. Even now I […]
November 1, 2018


Serviceability is the ability of a borrower to meet loan repayments, based upon the loan amount, the borrower’s income, expenses and other commitments. This generates an overall figure, known as the debt service ratio – […]